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PROFESSIONAL LIABILITY

Do you have the right coverage needed to properly protect your professional service business? Most business owners understand how important it is to insure against work related claims, but does your policy meet your specific needs?

Insurance brokers commonly sell off-the-shelf professional liability policies, even when the coverage isn’t the best fit for their client. Brightstone, however, will take the time to analyze your professional/privacy liability exposures, and work to develop a solution that covers claims against errors and omissions (E&O), privacy liability, legal fees and more.

With access to unique coverage enhancements, limits and deductible options, we can build a professional liability program that is tailor-made for your business.

Contact us today to discuss your business insurance needs!

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PROFESSIONAL LIABILITY COVERAGES

Professional liability insurance can diminish losses resulting from lawsuits alleging your business failed to correctly perform the services you were contracted to do. We work with leading carriers to provide comprehensive coverage for all types of professional service businesses.

Coverage options can include:

  • Errors & Omissions (E&O): Protection from claims of errors, omissions or negligence in the performance of professional services.
  • Privacy Liability: Coverage for ID theft, notification expenses, credit monitoring expenses, crisis management, HIPPA breaches and more.
  • Directors & Officers Liability: E&O insurance covering the directors and officers of a corporation. 

Coverage enhancements can include:

  • Coverage for Temporary Staff: some professional liability policies can include coverage for employees, temporary staff, and independent contractors.
  • Past Work Coverage: some carriers will permit coverage for claims arising from work completed prior to the inception of the policy, usually back to an agreed upon date.
  • Claims Responsiveness: Even if a claim has no merit, many carriers will defend you, and if necessary appoint legal counsel. Some carriers can also provide 24-hour hotline services to talk through a potential claims issue before a problem may arise.

As a Brightstone client, you’ll receive expert consultation, exceptional customer service and unparalleled coverage for all of your business insurance needs.

Want to learn more about professional liability insurance for your professional service business? Contact us for more information on programs and pricing. 

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About Brightstone

As a national transportation specialist, Brightstone is proud to be licensed and doing business in all 50 US states. We currently have clients all over the country and invite companies to seek our products and services that may be beneficial for them in their area.